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Granting and servicing a bank loan of PLN 8,000,000

GMINA BOLKÓW·Bolków, Poland·PLN 8M·Expired · Aug 05, 2026·Open·Services
Structured notice only
Titre original de l'avis

Poland – Credit granting services – Udzielenie i obsługa kredytu bankowego w wysokości 8 000 000,00 zł z przeznaczeniem na finansowanie planowanego deficytu budżetu jednostki samorządu terytorialnego oraz spłatę wcześniej zaciągniętych zobowiązań z tytułu emisji papierów wartościowych oraz zaciągniętych pożyczek i kredytów

60/100

Score d'opportunité

PromisingLow complexity
ServicesExpired
Pourquoi ce score ?

Opportunité

60 / 100

Complexité

20 / 100

Facteurs de risque

Margin is fixed for 8 years; if WIBOR 3M decreases significantly, the total return may be lower than alternative invest...

Buyer can reduce the loan amount or not draw full amount without cost to them, reducing the bank's interest income.

Analyse approfondie du portefeuille

Analyse approfondie de l'adéquation entreprise

Utilise:

  • Description
  • Industries & Services
  • Capabilities
  • Market & Experience
  • Certifications

Aperçu

Strong opportunity

Faits clés

  • PLN 8M estimated value
  • Services contract
  • 1 lot
  • Duration 8 YEAR
  • Granting a bank loan of PLN 8,000,000
  • Disbursement in tranches upon borrower request until 31.12.2026
Afficher le résumé complet

This tender by Gmina Bolków (Poland) seeks a bank loan of 8,000,000 PLN to finance the local government budget deficit and repay existing debts. The loan will be disbursed in tranches until 31.12.2026, with quarterly repayments from Q1 2027 to Q4 2034. Interest is based on 3M WIBOR + a fixed bank margin (the only cost). No additional fees, no requirement to transfer banking services. Security is a blank promissory note. The award criterion is 100% price (lowest margin). The procedure is open, with submission deadline 05.08.2026. Only the notice was analyzed; no full procurement documents were reviewed.

Risques

Margin is fixed for 8 years; if WIBOR 3M decreases significantly, the total return may be lower than alternative invest...

Buyer can reduce the loan amount or not draw full amount without cost to them, reducing the bank's interest income.

L'analyse peut être incomplète

Seule une partie des documents de consultation a été analysée. Des exigences, certificats ou documents de soumission supplémentaires peuvent exister dans les documents restants.

Exigences clés

Technical

  • No additional costs or fees allowed; interest is the only remuneration

Certifications

  • Valid banking license in Poland (under Polish Banking Law or cooperative bank regulations)

Administrative

  • Submission of draft contract with offer

Les exigences peuvent être incomplètes.

Critères d'attribution

Lot 1

Price (100% weight) – lowest margin wins100%

Acheteur

Localisation

Bolków, POL

Profil acheteur

Ouvrir le profil

Identifiant

6951399915

Activité

General public services

Lots (1)

LOT-0001

Granting and servicing a bank loan of PLN 8,000,000

Single lot for a bank loan of PLN 8,000,000 to finance budget deficit and repay previous liabilities. Loan disbursement in tranches upon request until 31.12.2026. Repayment in quarterly instalments from 2027 to 2034. Interest: WIBOR 3M + fixed margin (no change during contract). No additional costs or fees. Security: blank promissory note with declaration. Eligibility: valid banking license in Poland. Award: 100% price (margin).

ServicesEU fundedElectronic submission

PLN 8M

Valeur estimée

Localisation

PL515, Poland

Durée

8 YEAR

Catégorie

Credit granting services

Critères d'attribution

Price

Date limite

Expired Aug 05, 2026

Détails de la procédure

Date de publication
29 Jun 2026
Langues
Polish

Métadonnées de référence

Base juridique
32014L0024

Identifiants de référence

ID de l'appel d'offres
448075-2026

Documents (1)