Long-term credit service for Dźwierzuty Commune

Gmina Dźwierzuty·Dźwierzuty, Poland·PLN 3.5M·Expired · Aug 05, 2026·Open·Services

Structured notice only

Original notice title

Poland – Credit granting services – Udzielenie i obsługa kredytu długoterminowego dla Gminy Dźwierzuty

65/100

Opportunity Score

Needs reviewLow complexity

ServicesExpired

Why this score?

Opportunity

65 / 100

Complexity

20 / 100

Risk factors

Price criterion (60%) may encourage aggressive pricing, reducing margins.

Must hold valid banking license and comply with Polish Banking Law.

Deep Portfolio Analysis

Deep Company Fit Analysis

Uses:

Description
Industries & Services
Capabilities
Market & Experience
Certifications

Tender facts

Contracting authority: Gmina Dźwierzuty
Country: Poland
CPV: 66113000 - Credit granting services
Deadline: Aug 05, 2026
Estimated value: PLN 3.5M

Overview

Moderate opportunity

Key Facts

PLN 3.5M estimated value
Services contract
1 lot
Duration until Dec 2038
Credit granting services for the municipality of Dźwierzuty, specifically a long-term loan of 3,500,000 PLN for budget deficit financing and repayment of existing liabilities.

Show full summary

The tender concerns a long-term credit of 3,500,000 PLN for the municipality of Dźwierzuty to finance the 2026 budget deficit and repay previous loans. Open procedure, single lot. Award criteria: 60% price, 40% credit activation time. Submission deadline: 5 August 2026. Electronic submission via platformazakupowa.pl. Requires banking license under Polish Banking Law.

Risks

Price criterion (60%) may encourage aggressive pricing, reducing margins.

Must hold valid banking license and comply with Polish Banking Law.

Analysis may be incomplete

Only part of the procurement documentation was analyzed. Additional eligibility requirements, certificates, or submission documents may exist in the remaining tender documentation.

Key Requirements

Technical

Includes performance period from 31 August 2026 to 31 December 2038

Certifications

Must possess a banking license under Polish Banking Law (ustawa Prawo bankowe)

Administrative

Submit offer via electronic platform (platformazakupowa.pl)

Requirements may be incomplete.

Award Criteria

Lot 1

Price: 60 points — 60%Credit activation time: 40 points — 40%

Buyer

Name

Gmina Dźwierzuty

Location

Dźwierzuty, POL

[email protected]

Website

bip.gminadzwierzuty.pl/

Buyer profile

Open profile

Identifier

7451812028

Activity

General public services

Lots (1)

LOT-0001

Long-term Credit Granting and Servicing

Credit of 3,500,000 PLN to finance 2026 budget deficit and repay previous loans.

ServicesEU fundedElectronic submission

PLN 3.5M

Estimated value

Location

PL622, Poland

Duration

Aug 2026 - Dec 2038

Procurement Details

Publication date: 01 Jul 2026
Languages: Polish

Reference metadata

Legal basis: 32014L0024

Reference IDs

Tender ID: 455117-2026

Documents (1)

Procurement document 1

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