Insurance Services
Original notice title
Croatia – Insurance services – OSIGURATELJNE USLUGE
Opportunity Score
Why this score?
Opportunity
50 / 100
Complexity
60 / 100
Risk factors
Short deadline (29 days) may not allow adequate time to prepare a comprehensive bid, especially if documents are comple...
Procurement documents (technical specifications, model framework agreement, etc.) were not analyzed; key details may be...
Deep Portfolio Analysis
Uses:
- Description
- Industries & Services
- Capabilities
- Market & Experience
- Certifications
Tender facts
- Contracting authority
- GKP ČAKOM d.o.o.
- Country
- Croatia
- CPV
- 66510000 - Insurance services
- Deadline
- Jul 31, 2026
- Estimated value
- EUR 320k
Overview
Moderate opportunityKey Facts
- EUR 320k estimated value
- Framework procurement
- Services contract
- 1 lot
- Duration until Aug 2030
- Supply of insurance services for the buyer's property, operations, vehicles, and employees
- Covers property insurance (basic and additional risks including earthquake, flood, theft), liability insurance (public, employer, environmental), motor insurance (third-party and hull), accident and health insurance for employees, and directors' liability insurance
Show full summary
This tender by GKP ČAKOM d.o.o. seeks a single framework agreement for comprehensive insurance services (property, liability, motor, health, directors’ liability) covering a 4-year period for the municipality of Čakovec and surrounding area. The estimated value is EUR 320,000, awarded 90% on price and 10% on maximum claims payout period. The deadline is 31 July 2026. The tender language is Croatian. No procurement documents were analyzed; the analysis is based solely on the structured notice and TED XML.
Risks
Short deadline (29 days) may not allow adequate time to prepare a comprehensive bid, especially if documents are comple...
Procurement documents (technical specifications, model framework agreement, etc.) were not analyzed; key details may be...
Analysis may be incomplete
Only part of the procurement documentation was analyzed. Additional eligibility requirements, certificates, or submission documents may exist in the remaining tender documentation.
Key Requirements
Technical
- Framework agreement with a single economic operator; variants not allowed
Administrative
- Electronic submission required via Open portal
- All documents must be submitted in Croatian
Requirements may be incomplete.
Award Criteria
Lot 1
Buyer
Name
Location
Čakovec, HRV
Website
Identifier
14001865632
Activity
General public services
Lots (1)
LOT-0000
Insurance Services
Single lot covering all insurance types: property (basic and additional risks), plant/equipment breakage, theft, public liability (no franchise), employer's liability, environmental liability, motor third-party liability, motor/plant hull insurance, accident insurance (24h), supplementary health insurance, and directors' liability. Framework agreement for 4 years.
EUR 320k
Estimated value
Location
Duration
Category
Award Criteria
Deadline
Award details
Cijena ponude
Maksimalni rok isplate osigurnine, odnosno nespornog dijela osiguravateljeve obveze, računajući od dana zaprimanja odštetnog zahtjeva, ne smije biti dulji od 30 (trideset) dana. Maksimalni broj bodova koji se može ostvariti iznosi 10,0 bodova, a broj bodova koji ostvaruje pojedina ponuda ovisi o ponuđenom roku isplate osigurnine, a dodjeljuje se prema bodovima navedenim u skali, prema odgovarajućem rasponu vrijednosti.
Value note
Show original TED data
Original lot title
OSIGURATELJNE USLUGE
Original TED description
Naručitelj nabavlja osigurateljne usluge na razdoblje od 4 godine. Osigurateljne usluge obuhvaćaju sljedeće vrste osiguranja: I. OSIGURANJE IMOVINE a) Osnovni rizici: požar, eksplozija (i implozija), oluja, elementarne nepogode (udar munje, tuča (grad), poplava) b) Dopunski rizici: izljev vode i drugih tekućina c) Dopunski rizici: potres, pad ili udar letjelice sa franšizom 2%, samozapaljenje zaliha II. OSTALA OSIGURANJA IMOVINE a) Lom postrojenja, opreme, strojeva i aparata b) Lom staklenih, keramičkih, kamenih površina c) Osiguranje od provalne krađe i razbojstva u zaključanim prostorijama osiguranika. III. OSIGURANJE OPĆE ODGOVORNOSTI IZ DJELATNOSTI - BEZ FRANŠIZE a) Javna izvanugovorna odgovornost osiguranika za štete pričinjene trećim osobama, na iznos osiguranja po štetnom događaju – bez franšize b) Osiguranje odgovornosti osiguranika kao poslodavca za naknadu štete prema djelatniku ako djelatnik pretrpi štetu na radu ili u vezi s radom - bez franšize c) Osiguranje od odgovornosti uslijed onečišćenja okoliša za štete zbog smrti i/ili tjelesnih ozljeda osoba, te za štete od odgovornosti zbog oštećenja stvari koje su posljedica onečišćenja na iznos osiguranja po štetnom događaju – bez franšize IV. OBVEZNO OSIGURANJE OD AUTOMOBILSKE ODGOVORNOSTI MOTORNIH VOZILA, RADNIH STROJEVA I PRIKLJUČNIH VOZILA V. KASKO OSIGURANJE RADNIH STROJEVA I VOZILA – PUNO KASKO OSIGURANJE – SVE BEZ FRANŠIZE VI. OSIGURANJE RADNIKA OD POSLJEDICA NESRETNOG SLUČAJA - 24 SATA VII. DOPUNSKO ZDRAVSTVENO OSIGURANJE RADNIKA VIII. OSIGURANJE OD ODGOVORNOSTI DIREKTORA Naručitelj prilaže prilog Podaci za izradu polica osiguranja prema vrstama osiguranja i opisima predmeta osiguranja po osiguranim slučajevima gdje su detaljno opisane sve vrste osiguranja
Procurement Details
- Publication date
- 01 Jul 2026
- Languages
- Croatian
Reference metadata
- Legal basis
- 32014L0024
Reference IDs
- Tender ID
- 452918-2026
Documents (1)
Similar tenders
France – Insurance services – SERVICES D'ASSURANCES POUR LA COMMUNAUTE D'AGGLOMERATION VAL DE GARONNE AGGLOMERATION
France – Insurance services – MARCHE DE SERVICES EN ASSURANCE
France – Insurance services – PRESTATION DE SERVICE D'ASSURANCE - CCI BORDEAUX GIRONDE
France – Insurance services – PRESTATIONS DE SERVICES D'ASSURANCE - COMMUNE DE PLAN DE CUQUES
France – Insurance services – Marché de prestations de services d'assurances pour la commune de PROPRIANO,
Norway – Insurance services – General insurance for municipal customers 2027-2031- Söderberg & Partners Midt-Norway AS
Opportunity Score
Why this score?
Opportunity
50 / 100
Complexity
60 / 100
Risk factors
Short deadline (29 days) may not allow adequate time to prepare a comprehensive bid, especially if documents are comple...
Procurement documents (technical specifications, model framework agreement, etc.) were not analyzed; key details may be...
Deep Portfolio Analysis
Uses:
- Description
- Industries & Services
- Capabilities
- Market & Experience
- Certifications