Procurement of insurance services
Original notice title
Finland – Financial and insurance services – Vakuutusten hankinta
Opportunity Score
Why this score?
Opportunity
50 / 100
Complexity
45 / 100
Risk factors
Lack of estimated value makes it hard to gauge the financial scale and prepare a competitive bid.
Without analyzing the procurement documents, key terms, conditions, and insurance specifications are unknown.
Deep Portfolio Analysis
Uses:
- Description
- Industries & Services
- Capabilities
- Market & Experience
- Certifications
Overview
Moderate opportunityKey Facts
- Services contract
- 3 lots
- Provide insurance services as detailed per lot: Lot 1 covers occupational accident, remote work, voluntary group accident, and travel insurance; Lot 2 covers property, business interruption, liability, vehicle, and traffic insurance; Lot 3 covers a combination of these for three sports hall entities.
Show full summary
This open procedure procurement by the City of Hämeenlinna (with participating entities) seeks insurance services across three lots covering occupational accident, property, liability, vehicle, and other insurances. The award is based solely on the lowest price. No estimated contract values are provided, and procurement documents were not analyzed. There is an inconsistency between structured data (EU-funded) and XML notice (no EU-funds). The deadline for submission is 2026-08-07.
Risks
Lack of estimated value makes it hard to gauge the financial scale and prepare a competitive bid.
Without analyzing the procurement documents, key terms, conditions, and insurance specifications are unknown.
Analysis may be incomplete
Only part of the procurement documentation was analyzed. Additional eligibility requirements, certificates, or submission documents may exist in the remaining tender documentation.
Key Requirements
Technical
- Award is based on lowest price; quality aspects are predefined in the request for tender.
- The contract duration appears to be 5 years (from XML notice).
Administrative
- Tenders must be submitted electronically via the provided URL.
Requirements may be incomplete.
Award Criteria
Lot 1
Lot 2
Lot 3
Buyer
Location
Hämeenlinna, FIN
Website
Identifier
0146921-4
Activity
General public services
Lots (3)
LOT-0001
Occupational accident insurance, remote work insurance, voluntary group accident insurance and travel insurance
Insurance covering occupational accidents, remote work, voluntary group accidents, and travel for the city's personnel.
Location
Duration
Category
Award Criteria
Deadline
Award details
Tarjousten vertailun perusteella hankintayksikkö valitsee kokonaistaloudellisesti edullisimman tarjouksen. Hankitta-vien vakuutusten sisältö on tarjouspyynnössä määritelty. Laatunäkökulma on siten huomioitu jo tarjouspyynnön määrittelyissä ja kokonaistaloudellisesti edullisin tarjous valitaan halvimman hinnan perusteella.
Value note
Show original TED data
Original lot title
Kori 1 Työtapaturmavakuutus,etätyövakuutus,vapaaehtoinen ryhmätapaturmavakuutus ja matkavakuutus
Original TED description
Kori 1 Työtapaturmavakuutus,etätyövakuutus,vapaaehtoinen ryhmätapaturmavakuutus ja matkavakuutus
LOT-0002
Property, business interruption and liability insurances, as well as vehicle and traffic insurances
Insurance covering property, business interruption, liability, vehicles, and traffic for the city.
Location
Duration
Category
Award Criteria
Deadline
Award details
Tarjousten vertailun perusteella hankintayksikkö valitsee kokonaistaloudellisesti edullisimman tarjouksen. Hankitta-vien vakuutusten sisältö on tarjouspyynnössä määritelty. Laatunäkökulma on siten huomioitu jo tarjouspyynnön määrittelyissä ja kokonaistaloudellisesti edullisin tarjous valitaan halvimman hinnan perusteella.
Value note
Show original TED data
Original lot title
Kori 2. Omaisuus-, keskeytys- ja vastuuvakuutukset, sekä ajoneu-vo- ja liikennevakuutukset
Original TED description
Kori 2. Omaisuus-, keskeytys- ja vastuuvakuutukset, sekä ajoneu-vo- ja liikennevakuutukset
LOT-0003
Insurances for Hämeenlinna Liikuntahallit Oy, Hämeenlinna Palloiluhalli Oy and Hämeenlinna Jäähalli Oy: occupational accident and occupational disease insurance with leisure extension, voluntary accident insurance, property, business interruption and liability insurances, as well as vehicle and traffic insurances
Comprehensive insurance package for three city-owned sports hall companies covering accidents, property, liability, and vehicles.
Location
Duration
Category
Award Criteria
Deadline
Award details
Tarjousten vertailun perusteella hankintayksikkö valitsee kokonaistaloudellisesti edullisimman tarjouksen. Hankitta-vien vakuutusten sisältö on tarjouspyynnössä määritelty. Laatunäkökulma on siten huomioitu jo tarjouspyynnön määrittelyissä ja kokonaistaloudellisesti edullisin tarjous valitaan halvimman hinnan perusteella.
Value note
Show original TED data
Original lot title
Kori 3. Hämeenlinnan Liikuntahallit Oy, Hämeenlinnan Palloilu-halli Oy ja Hämeenlinnan Jäähalli Oy:n vakuutukset: Työtapaturma -ja ammattitautivakuutus sekä vapaa-ajan laajennus, vapaaehtoi-nen tapaturmavakuutus, omaisuus-,keskeytys -ja vastuuvakuutuk-set, sekä ajoneuvo- ja liikennevakuutukset
Original TED description
Kori 3. Hämeenlinnan Liikuntahallit Oy, Hämeenlinnan Palloilu-halli Oy ja Hämeenlinnan Jäähalli Oy:n vakuutukset: Työtapaturma -ja ammattitautivakuutus sekä vapaa-ajan laajennus, vapaaehtoi-nen tapaturmavakuutus, omaisuus-,keskeytys -ja vastuuvakuutuk-set, sekä ajoneuvo- ja liikennevakuutukset
Procurement Details
- Publication date
- 11 Jun 2026
- Languages
- Finnish
Reference metadata
- Legal basis
- 32014L0024
Reference IDs
- Tender ID
- 403570-2026
Documents (1)
Similar tenders
Bulgaria – Financial and insurance services – „Изработване, отпечатване, пакетиране и доставяне на база на периодични заявки от възложителя на ваучери за закупуване на пелени за еднократна употреба и детски храни, необходими за първата година на новородено дете на територията на община Казанлък“
Sweden – Financial and insurance services – Inkassotjänster utomlands samt stöd i rättsliga åtgärder utomlands
Switzerland – Financial and insurance services – Motorfahrzeughaftpflichtversicherung - Flottenversicherung
Belgium – Financial and insurance services – Overheidsopdracht voor diensten betreffende de verzekeringen van de Berg van Barmhartigheid van de Stad Brussel
Austria – Financial and insurance services – Prüfsystem für Finanz- und Bezahldienstleistungen
Ireland – Business and management consultancy services – 26/027 - Professional Services Qualification System for the Strategic Gas Emergency Reserve
Opportunity Score
Why this score?
Opportunity
50 / 100
Complexity
45 / 100
Risk factors
Lack of estimated value makes it hard to gauge the financial scale and prepare a competitive bid.
Without analyzing the procurement documents, key terms, conditions, and insurance specifications are unknown.
Deep Portfolio Analysis
Uses:
- Description
- Industries & Services
- Capabilities
- Market & Experience
- Certifications