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Bankdarlehen von 8.000.000 PLN für Haushaltsdefizit und Schuldentilgung

GMINA BOLKÓW·Bolków, Poland·PLN 8M·Expired · Aug 05, 2026·Open·Services
Structured notice only
Originaltitel der Bekanntmachung

Poland – Credit granting services – Udzielenie i obsługa kredytu bankowego w wysokości 8 000 000,00 zł z przeznaczeniem na finansowanie planowanego deficytu budżetu jednostki samorządu terytorialnego oraz spłatę wcześniej zaciągniętych zobowiązań z tytułu emisji papierów wartościowych oraz zaciągniętych pożyczek i kredytów

60/100

Opportunity Score

PromisingLow complexity
ServicesExpired
Warum diese Bewertung?

Chance

60 / 100

Komplexität

20 / 100

Risikofaktoren

Margin is fixed for 8 years; if WIBOR 3M decreases significantly, the total return may be lower than alternative invest...

Buyer can reduce the loan amount or not draw full amount without cost to them, reducing the bank's interest income.

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Eckdaten der Ausschreibung

Öffentlicher Auftraggeber
GMINA BOLKÓW
Land
Polen
CPV
66113000 - Credit granting services
Frist
Aug 05, 2026
Geschätzter Wert
PLN 8M

Überblick

Strong opportunity

Wichtige Fakten

  • PLN 8M estimated value
  • Services contract
  • 1 lot
  • Duration 8 YEAR
  • Granting a bank loan of PLN 8,000,000
  • Disbursement in tranches upon borrower request until 31.12.2026
Vollständige Zusammenfassung anzeigen

This tender by Gmina Bolków (Poland) seeks a bank loan of 8,000,000 PLN to finance the local government budget deficit and repay existing debts. The loan will be disbursed in tranches until 31.12.2026, with quarterly repayments from Q1 2027 to Q4 2034. Interest is based on 3M WIBOR + a fixed bank margin (the only cost). No additional fees, no requirement to transfer banking services. Security is a blank promissory note. The award criterion is 100% price (lowest margin). The procedure is open, with submission deadline 05.08.2026. Only the notice was analyzed; no full procurement documents were reviewed.

Risiken

Margin is fixed for 8 years; if WIBOR 3M decreases significantly, the total return may be lower than alternative invest...

Buyer can reduce the loan amount or not draw full amount without cost to them, reducing the bank's interest income.

Analyse kann unvollständig sein

Nur ein Teil der Vergabeunterlagen wurde analysiert. Weitere Anforderungen, Zertifikate oder Einreichungsdokumente können in den übrigen Unterlagen enthalten sein.

Wichtige Anforderungen

Technical

  • No additional costs or fees allowed; interest is the only remuneration

Certifications

  • Valid banking license in Poland (under Polish Banking Law or cooperative bank regulations)

Administrative

  • Submission of draft contract with offer

Anforderungen können unvollständig sein.

Zuschlagskriterien

Lot 1

Price (100% weight) – lowest margin wins — 100%

Auftraggeber

Ort

Bolków, POL

Auftraggeberprofil

Profil öffnen

Kennung

6951399915

Tätigkeit

General public services

Lose (1)

LOT-0001

Granting and servicing a bank loan of PLN 8,000,000

Single lot for a bank loan of PLN 8,000,000 to finance budget deficit and repay previous liabilities. Loan disbursement in tranches upon request until 31.12.2026. Repayment in quarterly instalments from 2027 to 2034. Interest: WIBOR 3M + fixed margin (no change during contract). No additional costs or fees. Security: blank promissory note with declaration. Eligibility: valid banking license in Poland. Award: 100% price (margin).

ServicesEU fundedElectronic submission

PLN 8M

Geschätzter Wert

Ort

PL515, Poland

Dauer

8 YEAR

Kategorie

Credit granting services

Zuschlagskriterien

Price

Frist

Expired Aug 05, 2026

Vergabedetails

Veröffentlichungsdatum
29 Jun 2026
Sprachen
Polish

Referenzmetadaten

Rechtsgrundlage
32014L0024

Referenz-IDs

Ausschreibungs-ID
448075-2026

Dokumente (1)

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