Poland – Credit granting services – Udzielenie Gminie Szerzyny kredytu długoterminowego w 2026 r.
Opportunity Score
Confidence: 70%
Complexity: low
30 days
Deadline
services
Contract
Deep Portfolio Analysis
- Company fit score
- Missing certificates
- Eligibility blockers
- Bid / No-Bid recommendation
AI Analysis Summary
Gmina Szerzyny (Poland) seeks a long-term credit facility of up to 3,385,209.19 PLN to cover a budget deficit. The loan will be disbursed by end-2026 (single tranche assumed) and repaid in monthly installments from 2027 to 2039. Interest is based on WIBOR 1M plus a fixed margin. Security is a blank promissory note. The tender uses an open procedure with electronic submission via the e-ProPublico platform. Award criteria are 60% price (lowest total cost) and 40% quality (speed of making credit available). No specific participation conditions are set beyond standard exclusion grounds. This notice and the extracted TED XML notice were analyzed; full procurement documents (e.g., draft contract, repayment schedule) were not available.
Strengths
Documents available
Open procedure
Low complexity
Analysis may be incomplete
Only part of the procurement documentation was analyzed. Additional eligibility requirements, certificates, or submission documents may exist in the remaining tender documentation.
Key Requirements
- Offer must include the total cost: sum of interest margin and any fees (price criterion 60%)
- Propose the number of days to make credit available after request (quality criterion 40%): 1 day = 40 pts, 2 days = 30 pts, 3 days = 20 pts, 4 days = 10 pts
- Submit via e-ProPublico platform (Open portal) by 2026-07-15 09:00 CEST
Award Criteria
Cena
Liczba punktów = ( Cmin/Cof ) * 100 * waga gdzie: - Cmin - najniższa cena spośród wszystkich ofert - Cof - cena podana w ofercie
| Criterion | Type |
|---|---|
Cena Liczba punktów = ( Cmin/Cof ) * 100 * waga gdzie: - Cmin - najniższa cena spośród wszystkich ofert - Cof - cena podana w ofercie | Price |
Buyer
Name
Gmina Szerzyny
Location
Szerzyny, POL
Website
Identifier
993-033-71-93
Lots (1)
Provision of a long-term credit to Gmina Szerzyny up to 3,385,209.19 PLN for budget deficit financing. Disbursement by 31 December 2026 (single tranche assumed on 10 December 2026 for cost calculation). Repayment over 2027-2039 in monthly installments. Interest (WIBOR 1M + margin) calculated on outstanding balance. Security: blank promissory note. No award criteria or deadline specified in this lot separately – overall tender criteria apply.
Procurement Details
Publication
09 Jun 2026
Deadline
15 Jul 2026, 08:00
Procedure
open
Contract
services
Language
POL
Publication #
397548-2026
Classification
Performance: Poland
Documents (2)
Opportunity Score
Confidence: 70%
Complexity: low
30 days
Deadline
services
Contract
Deep Portfolio Analysis
- Company fit score
- Missing certificates
- Eligibility blockers
- Bid / No-Bid recommendation