Poland – Credit granting services – Udzielenie kredytu długoterminowego w wysokości 2 400 000,00 zł z przeznaczeniem na sfinansowanie planowanego deficytu budżetu Gminy Wydminy i spłat wcześniej zaciągniętych zobowiązań w 2026 r.
Opportunity Score
Confidence: 50%
Complexity: medium
21 days
Deadline
services
Contract
Deep Portfolio Analysis
- Company fit score
- Missing certificates
- Eligibility blockers
- Bid / No-Bid recommendation
AI Analysis Summary
This tender by Gmina Wydminy (Poland) seeks a long-term credit of 2,400,000 PLN to finance the 2026 budget deficit and repay previous obligations. The credit will be disbursed between September and December 2026, with principal repayment in two installments (2,000,000 PLN by 30 Sept 2041 and 400,000 PLN by 30 Sept 2042). Interest is variable based on WIBOR 1M plus a bank margin, paid quarterly. The contract is a single lot, open procedure, electronic submission required, with bids due by 6 July 2026.
Strengths
Documents available
Open procedure
Medium complexity
Analysis may be incomplete
Only part of the procurement documentation was analyzed. Additional eligibility requirements, certificates, or submission documents may exist in the remaining tender documentation.
Key Requirements
- Submission via electronic platform only (Open portal).
- Bids must be in Polish language.
- Variants not allowed.
Buyer
Name
Gmina Wydminy
Location
Wydminy, POL
Website
Buyer profile
Identifier
NIP: 8451972086
Lots (1)
Credit service for 2,400,000 PLN, disbursement from 1 Sept to 31 Dec 2026, repayment in 2041-2042, variable interest (WIBOR 1M + margin), quarterly interest payments, principal installments and conditions detailed in the procurement documents.
Procurement Details
Publication
01 Jun 2026
Deadline
06 Jul 2026, 08:00
Procedure
open
Contract
services
Language
POL
Publication #
375271-2026
Classification
Performance: Poland
Documents (2)
Opportunity Score
Confidence: 50%
Complexity: medium
21 days
Deadline
services
Contract
Deep Portfolio Analysis
- Company fit score
- Missing certificates
- Eligibility blockers
- Bid / No-Bid recommendation